Social Credit: Much More Than Your Traditional Financial Credit Score Data

We are used to thinking only about our financial behaviors when trying to improve our credit scores. That’s probably because since the 1950s, FICO’s ranking formula has been an industry standard for consumer credit of all kinds. But in recent years we have seen more and more marketplace lenders ditch the traditional FICO scores for … Read more

Appliances That Are Cheaper to Replace Than to Fix

Everyday appliances that help you function in life are always going to break down, usually at the most inopportune time. It’s vital to know when it’s better to replace rather than fix a major item. Every product is independently selected by our editors. If you buy something through our links, we may earn an affiliate … Read more

7 decorating ideas to give your bedroom a makeover for less than $100

Far too many people retire to bleak, cluttered, or just plain ugly sleeping chambers each night. For many of us, limited decorating dollars go to decking out the living room, or for electronic devices – hello, 55-inch flat-screen. We think that’s a shame, because the space that’s the last thing your eyes register before drifting … Read more

Gardening for this 21-year-old Chennai citizen is more than just planting and maintenance

CHENNAI: It is uncommon for a variety of exotic flowers and plants to grow on a terrace garden, but for 21-year-old Gokuleshwaran A, this is an everyday reality. From cardinal flowers like the desert rose to several potted bonsai trees to over 30 different species of cacti, the terrace in his house in East Tambaram … Read more

Are charters better than traditional schools? Texas’ A-F grading system suggests maybe not

Texas’ new A-F grading system shows that charter schools tend to be more successful than traditional public schools, but they also have a higher rate of failure. Statewide, charters had a larger rate of schools graded ‘A’ under the new accountability system. Traditional school districts had a much lower rate of F’s. And in North … Read more

Will you pay more than HK$7.8 million for this private bathroom?

WHO: Francis Sultana is an award-winning interior and furniture designer, with his eponymous company based in London. He is described as the go-to interior designer for international art collectors, with a reputation for merging residential requirements with large-scale visual art, sculpture and installation pieces. Alongside interiors projects, the atelier also produces annual collections of bespoke and … Read more

Binance CEO Calls ICOs Necessary And ‘100 Times Easier Than Traditional Venture Capital’

Changpeng Zhao, the CEO of digital currency trading platform Binance, said in a blog post May 7 that initial coin offerings (ICO) perform far better than venture capital funds (VCs), even with a high risk of failure. In a blog post titled “ICOs — Not Just ‘Good-to-Have,’ But Necessary,” Zhao expressed his support for ICOs claiming they are “100 times easier” for … Read more